Asset Finance
Helping businesses make long-term investments in growth and working capital
Asset Finance
One Stop Business Finance combines local knowledge and sector expertise to deliver Asset Finance Solutions that are tailored to the needs of specific businesses. For growing businesses and start-ups especially, our Asset Finance solutions are designed to help businesses make a long-term investment in growth and working capital, spreading the cost of the asset over its operating life.
This popular form of lending gives businesses access to assets such as heavy goods vehicles, film projectors and IT telecoms. Our in-house Brokerage team has even been able to place funding with lenders for unique products in the aviation industry, as well as custom-built hot tubs and state-of-the-art dental equipment.
One Stop Business Finance is able to seek the most flexible and affordable rates – our network of fixed asset loan providers fund terms of 18 months to 10 years and will transact purchases in value from £1,000 to £10 million.
Our Other Products
Working Capital Loans
SME business owners are often familiar with the constraint of day-to-day operations if cash flow is limited. At One Stop Business Finance, we understand the requirement for flexibility and are, therefore, able to offer our services to those who require additional help when their bank is unable to.
Read more about Working Capital LoansBridging Finance
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’. This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
Read more about Bridging FinanceRevolving Credit Facilities
A Revolving Credit Facility allows businesses to draw down working capital, repay it, and withdraw again when it suits their unique requirements. Similar to an overdraft or credit card, interest will only be payable on the funds that are used, making this product a popular and highly cost-effective choice.
Read more about Revolving Credit FacilitiesDevelopment and Refurbishment Lending
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development Finance solutions to Limited Companies across England and Wales.
Read more about Development and Refurbishment LendingCommercial Property Loans
If a business is looking to purchase a new commercial building, One Stop Business Finance has access to external lenders for both Commercial Property Mortgages and Commercial Property Development purposes.
Read more about Commercial Property LoansShort-Term Loans
A term loan is a pre-determined cash injection that can help businesses purchase assets and cover both immediate, and cyclical working capital needs. Whilst a standard term loan can be used to fund working capital, One Stop Business Finance can also provide cash for a variety of requirements.
Read more about Short-Term LoansAcquisition Funding / Manager Buy-Out / Buy-In
At One Stop Business Finance, we believe in supporting small businesses across England and Wales when the traditional options may have been exhausted. With an in-house underwriting team, we are able to offer quick, commercial lending decisions on short-term business loans.
Read more about Acquisition Funding / Manager Buy-Out / Buy-In