Let's move things forward. Flexible business finance from people who share your ambition.
Get in touchOur Products
Working Capital Loans
Revolving Credit Facilities
Bridging Finance
Development & Refurbishment Lending
Working Capital Loans
When cashflow is tight, day-to-day decisions get harder. We understand that pressure. That’s why our working capital solutions are built to give businesses the flexibility they need to keep moving, especially when traditional banks can’t help.
Read more about Working Capital LoansRevolving Credit Facilities
Businesses need flexibility, not fixed constraints. Our Revolving Credit Facilities provide on-demand access to working capital, allowing you to draw down and repay funds as required, while only paying interest on what you actually use. A practical, flexible solution for managing cashflow with confidence.
Read more about Revolving Credit FacilitiesBridging Finance
When speed and certainty matter, our bridging finance solution can provide fast, short-term funding. Designed to bridge gaps and support time-critical situations, it helps businesses move forward when longer-term funding isn’t immediately available.
Read more about Bridging FinanceDevelopment & Refurbishment Lending
Growth, change and investment often require upfront funding before the returns are realised. Our development and refurbishment funding is designed to support businesses looking to improve, expand or unlock the potential of their property, whether that’s upgrading existing premises or delivering a new development.
Read more about Development & Refurbishment LendingReal people. Real support.
At One Stop Business Finance, we provide commercial finance and business funding to SMEs across England and Wales. Our tailored funding solutions help businesses grow, adapt and move forward with confidence, whether they are seizing new opportunities or navigating periods of change.
Every facility we offer is shaped around the business it supports. We take the time to understand ambition, context and potential, structuring SME finance that helps unlock investment, create momentum and support long-term success.
Funding shaped around your ambition.
Our approach to business lending is straightforward, human and refreshingly pragmatic. We move quickly, make decisions locally and focus on finding a route that works. This isn’t off-the-shelf finance, or an algorithm designed to say ‘no’. It’s commercial funding structured to reflect real businesses, real circumstances and real goals.
From supporting growth and acquisitions to creating breathing space through refinancing or restructuring, our funding is designed to turn uncertainty into a clear path forward.
Our Expertise.
With decades of experience in business funding and commercial finance, we support a wide range of requirements, including growth and diversification, acquisitions and management buyouts, refinancing and business restructures. Whatever the challenge or opportunity, we work as a trusted funding partner, focused on clarity, transparency and outcomes that make a genuine difference.
Our team of experienced Business Development Managers operates across England and Wales, meaning support is always close by and conversations are always open, honest and constructive.
To find out more about how OSBF can become your trusted business finance partner, speak to one of the team today on 01757 289885 or email us on info@osbf.co.uk.
Work with us
We want to build strong relationships with introducers who know the business community inside out. Our relationship with advisors is key to achieving the best results for the companies we fund.
From local to national, One Stop Business Finance strives to work alongside people and businesses who share the same values as us. Good communication and responsible lending are at the heart of everything we do. We are transparent about our pricing, we explain our decisions, and we update advisors regularly after businesses have been introduced.
