About us

One Stop Business Finance was founded by Andrew Mackenzie in July 2014. Andrew had a desire to offer solution-led and responsible funding options to help UK businesses succeed.

When small businesses go to their banks for finance they face long waits, endless forms, and absurdly rigid criteria.

This means that most of the UK’s 5.6 million small business owners spend more time than they need filling out forms and checking box, after box, after box…

We want small business owners to spend less time on paperwork and more time on the important bits, running their businesses!

Unlike some lenders, we understand the challenges of SME businesses and appreciate the value of having an exceptional, entrepreneurial, and solution-driven team by your side, each and every step of the way.

One Stop Business Finance seeks to become long-term partners with the businesses we fund, rather than one-off suppliers. To ensure our borrowers are supported well beyond receipt of funds, you will have a dedicated contact who will provide a personal service to each-and-every one of our clients.

Meet our friendly team

One Stop Business Finance timeline

July 2014 OSBF established as a Finance Brokerage

January 2015 First Own Book Deal

May 2016 David Jockel joins as first Non-Executive Director

December 2016  Moved into The Old Cow Shed

January 2017 First employee recruited (Liz Booth)

October 2017 First cohort of Business Development Managers (including Rachel Mackenzie)

June 2018 Loan Book Reaches £5m

September 2018 Adam Reed joins as Non-Executive Director

February 2019 Shawbrook provide OSBF with first Bank Funding Line of £3m (now £20m)

December 2019 The Old Cow Shed extension complete

March 2020 First £1m deal

October 2020 Loan Book Reaches £10m

February 2022 Loan Book Reaches £20m

July 2022 First Business Development Directors appointed (Rachel Mackenzie and Rebecca Ennis)

August 2023 Renaissance provide OSBF with second Bank Funding Line of £5m (now £10m)

October 2023 Adam Reed appointed as Operations and Risk Director

April 2024 Loan Book Reaches £30m

April 2024 Chris Meyer appointed as Business Development Director

June 2024 Jon Hunter appointed as Finance Director

November 2024 Hampshire Trust provide OSBF with third Bank Funding Line of £10m

December 2024   Jon Sturgess and Steve Wilson appointed as Business Development Directors

Our values

Fast   |   Flexible   |   Friendly

We understand that time is valuable. Therefore, we will give you a quick “yes” or “no”.

We offer commercial decisions with bespoke funding packages that work for you.

We have the best people who are professional, collaborative, and ultimately, want to see you succeed.

Your business comes first, not our products.

Get in touch

Work With Us

Work with us to find and fund aspirational businesses!

We want to build strong relationships with introducers who know the business community inside out. Our relationship with advisors is key to achieving the best results for the companies we fund.

From local to national, One Stop Business Finance strives to work alongside people and businesses who share the same values as us.

Good communication and responsible lending are at the heart of everything we do. We are transparent about our pricing, we explain our decisions, and we update advisors regularly after businesses have been introduced.

Working fast for you and your customers. Completing deals quickly is our favourite approach. With experienced business development managers across the country, we can react swiftly to your clients’ needs with a level of service that we are extremely proud of.

Let’s get started

What our clients say

"Thank you for supporting us with a revolving credit facility. This has allowed us to unlock significant sales of high-value machinery, which we would have otherwise had to turn down.

"The flexibility of the loan has helped us to really put our company on the map."