Development and Refurbishment Lending
Lending for development and refurbishment opportunities
Development and Refurbishment Lending
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development and Refurbishment Finance solutions to Limited Companies across England and Wales.
Our specialty is in the area of residential property, where, often the loan-to-value percentage exceeds those required by mainstream lenders.
We will be happy to provide funding for single-property refurbishment and to first-time developers who are looking to build their portfolio. From our own book of funds, we are able to lend for development and refurbishment opportunities that are between one and twenty properties, located across England and Wales.
In addition, we are able to fund transactions supported by a charge on another property, which allows us to accommodate a higher loan-to-value than other lenders in the market.
One Stop Business Finance is able to offer short-term lending of up to 24 months with amounts from £100,000 to £1.75 million.
Our Other Products
Working Capital Loans
SME business owners are often familiar with the constraint of day-to-day operations if cash flow is limited. At One Stop Business Finance, we understand the requirement for flexibility and are, therefore, able to offer our services to those who require additional help when their bank is unable to.
Read more about Working Capital LoansBridging Finance
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’. This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
Read more about Bridging FinanceRevolving Credit Facilities
A Revolving Credit Facility allows businesses to draw down working capital, repay it, and withdraw again when it suits their unique requirements. Similar to an overdraft or credit card, interest will only be payable on the funds that are used, making this product a popular and highly cost-effective choice.
Read more about Revolving Credit FacilitiesAsset Finance
One Stop Business Finance combines local knowledge and sector expertise to deliver Asset Finance Solutions that are tailored to the needs of specific businesses. For growing businesses and start-ups, Asset Finance can help businesses spread the cost of the asset over its operating life.
Read more about Asset FinanceCommercial Property Loans
If a business is looking to purchase a new commercial building, One Stop Business Finance has access to external lenders for both Commercial Property Mortgages and Commercial Property Development purposes.
Read more about Commercial Property LoansShort-Term Loans
A term loan is a pre-determined cash injection that can help businesses purchase assets and cover both immediate, and cyclical working capital needs. Whilst a standard term loan can be used to fund working capital, One Stop Business Finance can also provide cash for a variety of requirements.
Read more about Short-Term LoansAcquisition Funding / Manager Buy-Out / Buy-In
At One Stop Business Finance, we believe in supporting small businesses across England and Wales when the traditional options may have been exhausted. With an in-house underwriting team, we are able to offer quick, commercial lending decisions on short-term business loans.
Read more about Acquisition Funding / Manager Buy-Out / Buy-In
