Working Capital Loans
Short-term solutions to help fund everyday operations
Working Capital Loans
SME business owners are often familiar with the constraint of day-to-day operations if cash flow is limited. At One Stop Business Finance, we understand the requirement for flexibility and are, therefore, able to offer our services to those who require additional help when their bank is unable to.
One of our favoured products among small business owners are Working Capital Loans.
These short-term solutions can help fund everyday operations, aid cash flow and are suitable for a variety of business models and industries. A business may wish to use these funds to finance marketing activities, assist with payroll or other fixed business costs.
Our short-term lending solutions work in line with unique business needs, which means that we are able to fund long-term growth, whilst alleviating cash flow and cyclical dips.
Responsible Working Capital Loans with One Stop Business Finance are available for up to 24 months, from £50,000 – £2.5 million on a secured basis.
Our Other Products
Bridging Finance
A Bridging Loan is a short-term cash injection that simply, can be used to ‘bridge the gap’. This funding solution is most often used to raise short-term capital quickly, when it is not available through conventional borrowing.
Read more about Bridging FinanceRevolving Credit Facilities
A Revolving Credit Facility allows businesses to draw down working capital, repay it, and withdraw again when it suits their unique requirements. Similar to an overdraft or credit card, interest will only be payable on the funds that are used, making this product a popular and highly cost-effective choice.
Read more about Revolving Credit FacilitiesDevelopment and Refurbishment Lending
At One Stop Business Finance, we are proud to have an excellent and established history of providing Development Finance solutions to Limited Companies across England and Wales.
Read more about Development and Refurbishment LendingAsset Finance
One Stop Business Finance combines local knowledge and sector expertise to deliver Asset Finance Solutions that are tailored to the needs of specific businesses. For growing businesses and start-ups, Asset Finance can help businesses spread the cost of the asset over its operating life.
Read more about Asset FinanceCommercial Property Loans
If a business is looking to purchase a new commercial building, One Stop Business Finance has access to external lenders for both Commercial Property Mortgages and Commercial Property Development purposes.
Read more about Commercial Property LoansShort-Term Loans
A term loan is a pre-determined cash injection that can help businesses purchase assets and cover both immediate, and cyclical working capital needs. Whilst a standard term loan can be used to fund working capital, One Stop Business Finance can also provide cash for a variety of requirements.
Read more about Short-Term LoansAcquisition Funding / Manager Buy-Out / Buy-In
At One Stop Business Finance, we believe in supporting small businesses across England and Wales when the traditional options may have been exhausted. With an in-house underwriting team, we are able to offer quick, commercial lending decisions on short-term business loans.
Read more about Acquisition Funding / Manager Buy-Out / Buy-In
