Friendly

Dealing with real people who will provide you with a personalised service

Flexible

We assess each client on their own merit and are commercial in our approach

Funding

OSBF will provide bespoke solutions that are right for you and your business

We’re real people, here to help

One Stop Business Finance provides a range of commercial funding solutions for SMEs across England and Wales. We’re incredibly proud that all of our facilities are custom-made to our clients’ funding needs, with responsible lending sitting at the very heart of what we do.

At One Stop Business Finance, our no-nonsense, straightforward, and importantly, human approach, will ensure that we deliver results quickly. This, fused with our own lending book and in-house brokering services, allows us to tailor truly bespoke funding packages to you.

Our expertise

Our skills and experience enable us to fund a variety of scenarios for a huge range of SMEs; from growth and diversification to acquisitions (including management buyouts), refinancing, and restructures. Whatever the loan purpose, we are your trusted funding partner to the businesses we support. We have a highly-skilled team of Business Development Managers across England and Wales ready to help you.

Call 01757 289885 or email info@osbf.co.uk.

Get in touch

What our clients say:

"I've worked on several transactions with the team at One Stop Business Finance now and I can honestly say that they are one of the most pragmatic, flexible and proactive lenders I've come across in over 20 years in the industry.

"Their financial expertise and customer care programme is excellent. The lending process is slick and delivery is assured.

"Thank you for all of your help guys, fantastic service as always!"
"It has been a pleasure working with One Stop Business Finance, who were fast to check out what we needed, and even faster to inspect. Having the Managing Director give this his personal attention made such a difference, and OSBF are always quick to reply to our needs.

"Working with the business allowed us to secure the freehold property, making a real difference to our growth moving forwards.

"We'd absolutely recommend One Stop Business Finance."

Our Products

News

News

We've exceeded £40m lending landmark

We're thrilled to have surpassed a new lending milestone, exceeding an impressive £40m for the first time. Our loan book has increased from £26m, 12 months ago to £41m in February 2025, representing a near 60% increase.

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Case Studies

OSBF has provided vital funding for a Devon-based animal park

We're delighted to have provided £1.2m of vital funding to secure the future of Combe Martin Wildlife and Dinosaur Park, Devon. The venue was on the verge of closure, with animals at risk.

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News

Hampshire Trust Bank supports One Stop Business Finance growth strategy

One Stop Business Finance is delighted that Hampshire Trust Bank is providing a £10m facility to the business, supporting our growth strategy as we move into 2025.

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Work with us

We want to build strong relationships with introducers who know the business community inside out. Our relationship with advisors is key to achieving the best results for the companies we fund.

From local to national, One Stop Business Finance strives to work alongside people and businesses who share the same values as us. Good communication and responsible lending are at the heart of everything we do. We are transparent about our pricing, we explain our decisions, and we update advisors regularly after businesses have been introduced.

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Frequently asked questions

If you’ve got any questions about how we can help you or how our process works, our FAQs may help, but if not please do get in touch.

For our friendly flexible funding solutions!

Here at One Stop Business Finance, we don’t operate a standardised ‘check-box’ procedure. We’re all human and are here to listen to your unique requirements – after all, we understand that each business is unique.

Our expert team of Business Development Managers and Risk Directors will then tailor funding to match your needs, as well as your long and short-term business growth goals.

In the eventuality that you are unable to make a payment, or if you anticipate that payment will be delayed, please contact your point of contact (usually your Business Development Manager) and let them know your reasonings.

We will then make a plan on a case-by-case basis, and work with you to find a resolution.

Repayments are made typically, by Direct Debit for property-backed loans.

In the case of an Invoice Finance loan, repayments are made to a trust account directly to One Stop Invoice Finance.

The minimum loan with One Stop Business Finance is £50,000, and the maximum loan amount is £2.5m +

Our maximum loan term is 24 months against own-book lending.

Across brokerage products, we can secure loan amounts from £50,000 to £250m from 1 month to 40 years – specifically for Property Finance.