Our Products And Services
Through our diverse range of Products and Services, we can provide our SME clients with every type of business finance they will ever need. That is why we call ourselves One Stop Business Finance.
The simple summary below highlights the products we provide from our own funds, loans that are all secured by company debenture and personal guarantee as a minimum, and those that we provide via third parties.
From Our Own Funds:
Finance Brokerage:
Other Services:
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Previous Funding Examples
OSBF’s largest loan to date. A second loan to a successful house builder
Business/Sector: Residential House Building
Location: Grimsby
Funding Line: £1.2m
Term: 18 months
Product: Property Development Funding
Previous Funding Examples
The first loan to a regional house builder facilitating the development of 13 properties on the site of an old pub
Business/Sector: Residential House Building
Location: Grimsby
Funding Line: £1.1m
Term: 18 months
Product: Development Funding
Previous Funding Examples
OSBF funded the refurbishment of the bakery shop and consolidation of other debts
Business/Sector: Baker
Location: Bury
Funding Line: £53k
Term: 24 months
Product: Working Capital Finance
Previous Funding Examples
Introduced by Lloyds Bank, our loan funded additional working capital for this mobile phone mast installer
Business/Sector: Telecoms
Location: Bolton
Funding Line: £225k
Term: 6 months
Product: Working Capital Finance
Previous Funding Examples
The support of OSBF resulted in this rapidly growing company securing a lending offer which matched their expansion plans
Business/Sector: Distribution
Location: Harrogate
Funding Line: £100k
Term: 24 months
Product: Invoice Finance
Previous Funding Examples
The brokerage of the loan allowed a local accountant to buy 50% of the practice that he worked for
Business/Sector: Accountant
Location: Wetherby
Funding Line: £130k
Term: 6 months
Product: Professional Practice Loan
Previous Funding Examples
OSBF identified a specialist construction finance provider to enable the company to move funders and grow their business
Business/Sector: Construction
Location: Doncaster
Funding Line: £200k
Term: 24 months
Product: Invoice Finance
Previous Funding Examples
When the client encountered financial difficulty OSBF found them an independent provider for their future requirements
Business/Sector: Recruitment
Location: Sheffield
Funding Line: £600k
Term: 24 months
Product: Invoice Finance
Previous Funding Examples
Following an introduction from a business partner OSBF were asked to negotiate favourable terms for a new mortgage.
Business/Sector: Printing
Location: Bristol
Funding Line: £850k
Term: 15 years
Product: Commercial Mortgage
Previous Funding Examples
A competitively tendered fixed asset loan allowed the client to purchase specialist plant to facilitate its growth plans
Business/Sector: Flower Distribution
Location: South Lincolnshire
Funding Line: £75k
Term: 36 months
Product: Fixed Asset Funding
Previous Funding Examples
Following a pre-pack, OSBF identified an independent lender to provide the phoenix company with working capital
Business/Sector: Rail
Location: Selby
Funding Line: £100k
Term: 12 months
Product: Invoice Finance
Previous Funding Examples
Our finance brokerage provided a client, which traded in difficult countries, with a facility where other brokers had failed
Business/Sector: Labour Supply
Location: Doncaster
Funding Line: £800k
Term: 12 months
Product: Invoice Finance
Previous Funding Examples
OSBF identified a fixed asset provider who offered savings on the clients invoice finance facility by completing in parallel.
Business/Sector: Waste
Location: Selby
Funding Line: £80k
Term: 36 months
Product: Fixed Asset Purchase
Previous Funding Examples
The brokerage of the loan allowed a local accountant to buy into the practice that he wanted to join
Business/Sector: Accountant
Location: Wakefield
Funding Line: £25k
Term: 36 months
Product: Professional Practice Loan
Previous Funding Examples
By re-financing the fixed assets the client was able to pay the outstanding deferred consideration for the business
Business/Sector: Flood Repair/Pest Control
Location: Keighley
Funding Line: £75k
Term: 36 months
Product: Fixed Asset Re-Finance
Previous Funding Examples
The client had been badly treated by their current provided and, through a competitive tender, OSBF saved them £20k per year
Business/Sector: Waste
Location: Selby
Funding Line: £750k
Term: 24 months
Product: Invoice Finance
Previous Funding Examples
OSBF identified a fixed asset lender to re-finance a number of ice cream vans where the client had previously struggled
Business/Sector: Hospitality
Location: Bletchley
Funding Line: £150k
Term: 36 months
Product: Fixed Asset Re-Finance
Previous Funding Examples
Taking on the challenge of working for a disqualified director OSBF secured favourable terms with a third tier lender
Business/Sector: Warehousing
Location: Alfreton
Funding Line: £875k
Term: 15 years
Product: Commercial Mortgage
Previous Funding Examples
A fixed asset loan alongside a new invoice finance facility secured strategic sales growth for the client
Business/Sector: Cold Storage Warehousing
Location: Midlands
Funding Line: £1.2m
Term: 36 months
Product: Fixed Asset Funding
Previous Funding Examples
The invoice finance facility provider also funded a large fixed asset purchase enabling significant sales growth
Business/Sector: Cold Storage Warehousing
Location: Midlands
Funding Line: £6m
Term: 24 months
Product: Invoice Finance
Previous Funding Examples
OSBF successfully brokered to a new bank when incumbent lender wanted to shed the client
Business/Sector: Property
Location: Leeds
Funding Line: £3.8m
Term: 15 years
Product: Buy To Let Portfolio
Previous Funding Examples
This flexible and bespoke loan meant that our client could purchase, refurbish and sell a probate property
Business/Sector: Property Refurbishment
Location: Gainsborough
Funding Line: £193k
Term: 9 months
Product: Development Finance
Previous Funding Examples
OSBF managed the insolvency process and funded the asset buy back from the Administrator
Business/Sector: Flood Repair/Pest Control
Location: Keighley
Funding Line: £75k
Term: 12 months
Product: Pre-Pack Funding
Previous Funding Examples
An OSBF loan facility was put in place in just three days allowing the client to continue trading after a significant bad debt
Business/Sector: Insolvency Practitioner
Location: Lancashire
Funding Line: £45k
Term: 9 months
Product: Working Capital Funding
Previous Funding Examples
This loan ensured that the Managing Director could purchase the business from the current owners and secure its future
Business/Sector: Confectionery
Location: Hull
Funding Line: £350k
Term: 3 months
Product: MBI Funding
Previous Funding Examples
The working capital facility allowed the client to ease significant pressure from trade creditors
Business/Sector: Communications
Location: Warwickshire
Funding Line: £100k
Term: 12 months
Product: Working Capital Funding
Previous Funding Examples
OSBF provided this loan when others wouldn’t due to the sector. It enabled the client to deliver a significant order
Business/Sector: Construction
Location: Hull
Funding Line: £90k
Term: 6 months
Product: Growth Funding
Previous Funding Examples
Our small spot factoring facility allowed the client to raise short term cash for continued expansion
Business/Sector: Architects
Location: Leeds
Funding Line: £25k
Term: 1 month
Product: Spot Factoring
Previous Funding Examples
OSBF funding meant that an experienced restaurateur could purchase a prestigious Sheffield eatery
Business/Sector: Restaurant
Location: Sheffield
Funding Line: £40k
Term: 12 months
Product: Pre-Pack Funding
Previous Funding Examples
Funding the deposit on a capital investment enabled the client to hit Christmas sales targets in a highly seasonal business
Business/Sector: Cold Storage Warehouse
Location: Derbyshire
Funding Line: £350k
Term: 5 months
Product: Growth Funding
Previous Funding Examples
OSBF funded the asset to buy back from the Administrator after the owners had been defrauded by a former member of staff
Business/Sector: Music Shop
Location: York
Funding Line: £21k
Term: 12 months
Product: Pre-Pack Funding
Previous Funding Examples
This loan funded the VAT recovery on a large fixed asset purchase and working capital enabling this start up to thrive
Business/Sector: Brewery
Location: Sheffield
Funding Line: £100k
Term: 12 months
Product: Working Capital Funding
Previous Funding Examples
OSBF has supported the business since start up allowing the owners to create a unique family business
Business/Sector: Drive In Cinema
Location: North Yorkshire
Funding Line: £55k
Term: 18 months
Product: Growth Funding
Previous Funding Examples
Our property bridging facility allowed the client to ease significant pressure from trade creditors
Business/Sector: Property
Location: North Yorkshire
Funding Line: £100k
Term: 12 months
Product: Property Bridging
Previous Funding Examples
OSBF provided this loan within a week. It enabled the client to deliver a significant overseas order
Business/Sector: Engineering
Location: Coventry
Funding Line: £290k
Term: 9 months
Product: Working Capital Funding
Previous Funding Examples
The working capital facility allowed the client to survive following significant pressure from trade creditors
Business/Sector: Manufacturing
Location: Lancashire
Funding Line: £130k
Term: 18 months
Product: Working Capital Finance
Previous Funding Examples
Our loan enabled the housebuilder to develop an 8 property site that other lenders would not support
Business/Sector: Housebuilding
Location: Nottingham
Funding Line: £590k
Term: 18 months
Product: Development Finance